there can be miracles...

...even when you don't believe.

i for sure did not believe we would get out from underneath this jersey house any time soon.  i had pretty much accepted that foreclosure was unavoidable.  i've talked to so many people and those with experience had said that the first position lien holder never allows the second any payoff unless it's extra.  but this week we got word that we are the exception to the rule!  i know it's not set in stone yet.  the goal is to close on feb 5.  we'll see how quickly the loan can be processed after all these months in limbo awaiting decisions from the banks.

i will probably regret getting ahead of myself.  i've already started perusing the MLS and we're still not sure what the short sale will do to our ability to qualify for a loan.  but just knowing that there's a slight chance now...i couldn't help myself.